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The Lending Answer

Money Lender

The Lending Answer specializes in all facets of Alt-Doc lending in multiple States with the promise of offering the lowest interest rates offered by any competitive lender with similar guidelines.

Our programs are ideal for Self-Employed borrowers who have too many write-off’s on their tax returns; W-2 Borrowers who haven’t been at their current position long enough to qualify for conventional financing or just simply don’t make enough money to qualify for Full-Doc programs; Foreign National’s from all over the world who want to invest in American Real Estate and do not possess a Visa or American income; Real Estate investors who require a fast close without the headache of the typical paper chase; wealthy individuals who do not wish to share their private information to obtain a mortgage; Borrower’s with poor credit history who’ve been declined by other Lenders; Farming clients looking to buy large parcels of land to grow crops in the State of California; Senior Citizen Borrower’s looking to be placed into a Reverse Mortgage; Borrower’s looking for standard Conventional Financing such as FHA, FNMA, FHLMC, VA, etc.

We welcome you to browse our site and find the product that best suits your personal needs and wants. However, like most companies, we can only put so much information on the web. Contact Us at any time to learn more from one of our experienced staff members and let us show you first hand why you’ll never need to find another lending source again

Julie Khella

Sr. Account Executive



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Our Products

    <p class="font_8"><strong>Private Lending</strong>&nbsp;</p>
    <p class="font_8">Our philosophy on Private Lending is simple: Property Based. Our Private Money loans are solely based on LTV and property location. Period.&nbsp;</p>
    <p class="font_8"><br></p>
    <p class="font_8"><strong>We do not require credit, income, reserves, or even appraisals most of the time and the best part is we will close your loan in less than a week.&nbsp;</strong></p>
    <p class="font_8"><br></p>
    <p class="font_8">Although the cost of Private Lending is higher than our more conventional products, you get what you pay for. Simplicity and Peace of Mind is our goal on all Private Transactions and we will let you know within hours if we can fund your loan.&nbsp;</p>
    <p class="font_8"><br></p>
    <p class="font_8">If you need to close TODAY without any headaches you will not find a more reliable source. Guaranteed.&nbsp;</p>
    <p class="font_8"><br></p>
    <p class="font_8">All Property Types:</p>
    <ul class="font_8">
    <li><p class="font_8">Purchase,&nbsp;</p></li>
    <li><p class="font_8">Refinance R/T + C/O Loan Amounts to $5M&nbsp;</p></li>
    <li><p class="font_8">Docs Within 24 Hours Possible&nbsp;</p></li>
    <li><p class="font_8">70% Max LTV (Max LTV is Based on Property Strengths) O/O OK (Business Purpose Not Verified to $450K)&nbsp;</p></li>
    <li><p class="font_8">No Appraisals&nbsp;</p></li>
    <li><p class="font_8">No Income&nbsp;</p></li>
    <li><p class="font_8">No Reserves&nbsp;</p></li>
    <li><p class="font_8">No Credit&nbsp;</p></li>
    <li><p class="font_8">No Max C/O&nbsp;</p></li>
    <li><p class="font_8">100% Gift Funds OK&nbsp;</p></li>
    <li><p class="font_8">Nationwide Possible&nbsp;</p></li>
    <li><p class="font_8">Rates Starting @8.5%&nbsp;</p></li>
    <li><p class="font_8">I/O 5 Year Terms Available Bridge Loans Available</p></li>

Our Price  Range





Member Since

13 juni 2020


Foreign Nats

65% LTV
No Income
Passport Only
Starting @ 4.99%

Private O/O

Up to 65% LTV
No Income
Starting @ 8.99%

SIVA Elite

70% LTV to $2M
No Ratios
No Income Docs
Starting @ 4.75%


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